Our Medicare Coverage Plans
Explore Medicare coverage options designed to fit your health needs, offering access to comprehensive care and quality medical services.
Medicare Supplement Plans (Medigap)
Medicare Supplement Insurance, also known as Medigap, is a type of private health insurance that may help pay for some of the costs that Original Medicare (Part A and Part B) does not cover, such as deductibles, copayments, and coinsurance.
Medigap plans are sold by private insurance companies and are intended to work alongside Original Medicare — they do not replace it. Individuals enrolled in a Medigap plan generally retain the ability to see any doctor or hospital that accepts Medicare.
Things to know:
•Coverage and costs vary by plan type and insurance company.
•In most states, Medigap plans are standardized, which may make it easier to compare options.
•Medigap plans do not include prescription drug (Part D) coverage. A separate Part D plan would be needed for prescription drug benefits.
•Eligibility and availability may vary by state and age.
Medicare Advantage Plans (Part C)
Medicare Advantage, also known as Part C, is an alternative way to receive Original Medicare (Part A and Part B) benefits through a private insurance company approved by the Centers for Medicare & Medicaid Services (CMS).
Some Medicare Advantage plans may also include prescription drug coverage (Part D) and certain supplemental benefits, which can vary by plan and service area.
Things to know:
•Benefits, premiums, provider networks, and cost-sharing vary by plan and location.
•Enrollment in a Medicare Advantage plan depends on the plan's contract renewal with Medicare.
•Not all plans are available in all areas.
•Individuals with Medicare should review plan details carefully before making an enrollment decision.
Medicare Prescription Drug Plans (Part D)
Medicare Prescription Drug Plans, also known as Part D, are offered by private insurers approved by Medicare and are designed to help cover the cost of prescription medications. Part D coverage is available in two ways:
•As a stand-alone Prescription Drug Plan (PDP), which can be paired with Original Medicare or a Medigap plan.
•As part of a Medicare Advantage plan that includes prescription drug coverage.
Things to know:
•Each plan has its own formulary (list of covered drugs), premiums, deductibles, and cost-sharing.
•Costs and covered medications vary by plan and may change each year.
•Individuals are encouraged to compare available plans to determine which best fits their prescription needs.
Medicare Bridge Plans
These plans are not affiliated with or endorsed by the federal Medicare program.
For individuals between the ages of 60 and 64 who are not yet eligible for Medicare, certain private health insurance options may be available to provide coverage during this transition period. These plans are offered by private insurance companies and are not affiliated with or endorsed by the federal Medicare program.
Things to know:
•These are not Medicare plans and do not provide Medicare benefits.
•Coverage, eligibility, and costs vary by plan and insurer.
•Individuals approaching Medicare eligibility are encouraged to review their options in advance of turning 65.
Frequently Asked Questions
Q:
Do you offer free, no-obligation consultations?
Yes. Our licensed insurance agents provide free, no-obligation consultations to help you understand your coverage options before making a decision.
Q:
Can you help me enroll directly in a plan?
Absolutely. In addition to guiding you, we support you throughout the entire enrollment process to ensure your coverage is activated correctly and on time.
Q:
Do you offer educational seminars?
Yes. We offer free educational seminars upon request. These sessions are designed to provide clear, reliable information about healthcare and insurance options, helping individuals and groups stay informed and make confident decisions.
Q:
What are the benefits of working with Health Insurance Solutions instead of doing it on my own?
With us, you receive personalized attention, ongoing support after enrollment, and the peace of mind of having a team that represents you with the insurance companies in case of questions or issues.
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281-752-4830 (TTY:711)
Monday - Friday, 9:00 am - 5:00 pm CT (Central Time)
1127 Eldridge Pkwy #300-369 Houston, TX 77077
© 2026, Health Insurance Solutions A non-government entity powered by Health Insurance Solution, a health insurance agency.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. If you are a Medicare beneficiary and would like to know more about all your the products in your service are please visit www.medicare.gov or call 1–800– MEDICARE to get information on all of your options.
Health Insurance Solutions represents Medicare Advantage (HMO, PPO, PFFS, and PDP) organizations that have a Medicare contract or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare If I qualify for Medicare, I request to speak with a licensed insurance agent who can provide details on available Medicare Advantage and Prescription Drug Plans benefits. This request does not obligate me to enroll in a plan, change my current coverage, or automatically sign me up for a new plan.
*Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
The Part B Giveback Benefit pays part or all of your Part B premium and the amount may change based on the amount you pay for Part B.
If a TPMO does not sell for all MA organizations and/or Part D sponsors in the service area the disclaimer consists of the statement:
We do not offer every plan available in your area. Currently we represent [insert number of organizations] organizations which offer [insert number of plans] products in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
If the TPMO sells for all MA organizations and/or Part D sponsors in the service area the disclaimer consists of the statement:
Currently we represent [insert number of organizations] organizations which offer [insert number of plans] products in your area. You can always contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program (SHIP) for help with plan choices.
Not all plans offer all these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.
Enrollment in Medicare/Medicare Advantage may be limited to certain times of year unless you qualify for a Special Enrollment Period. MULTIPLAN_HIS_WEB_2026_C.
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