This privacy notice describes how and why we might collect, store, use, and/or share your information when you use our services. Reading this privacy notice will help you understand your privacy rights and choices.

By using this Service, you agree to the collection and use of information in accordance with this Privacy Policy.

If you disagree with our policies and practices, please do not use our services.

Our Privacy Policy covers the following topics:

1. WHAT INFORMATION DO WE COLLECT?

2. HOW DO WE PROCESS YOUR INFORMATION?

3. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?

4. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?

5. IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY?

6.HOW LONG DO WE KEEP YOUR INFORMATION?

7. WHAT ARE YOUR PRIVACY RIGHTS?

8. DO WE MAKE UPDATES TO THIS NOTICE?

9. HOW DO WE PROTECT YOUR INFORMATION?

10. HOW DO WE HANDLE A DATA BREACH?

11. DO NOT SELL MY PERSONAL INFORMATION (CCPA RIGHTS)

12. HOW DO WE COMPLY WITH HIPAA REGULATIONS?

13. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?

SECTION 1. WHAT INFORMATION DO WE COLLECT?

Personal information you disclose to us

We collect personal information that you voluntarily provide to us when you register on our Services, express an interest in obtaining information about us or our products and services, when you participate in activities on the services, or otherwise when you contact us.

The personal information that we collect depends on the context of your interactions with us and the website, the choices you make, and the products and features you use. The personal information we collect can include the following:

Contact information: Name, email address, phone number, and mailing address.

Payment information: Credit Card or other payment information.

Preferences and Interests: Contact preferences, additional notes.

Behavioral Information: Purchase history.

Health Information: We may collect health-related data only when required for insurance coverage applications or client assistance. All health information is handled in compliance with the Health Insurance Portability and Accountability Act (HIPAA).

Sensitive Information

As a matter of company policy, we do not process protected health information through or on our website unless explicitly authorized by the user and strictly necessary for insurance processing. Any collected health data is safeguarded under HIPAA regulations.

All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information.

SECTION 2. HOW DO WE PROCESS YOUR INFORMATION?

We process your personal information for a variety of reasons, depending on how you interact with our services. We shall prepare, maintain, and retain records relating to the use and disclosure of Personal Information in such form and for such periods as required by applicable state and federal laws, rules, and regulations.

When necessary, we may use your personal information to contact you by email, phone, or SMS regarding offers, assistance, or general information about our services.

SECTION 3. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?

We may process or share the data that we hold based on the following legal basis:

- Consent: We may process your data if you have given us specific consent to use your personal information for a specific purpose.

- Affiliates: We may share your information with our affiliates, in which case we will require those affiliates to honor this privacy notice.

- Legal Obligations: We may disclose your information to comply with applicable law, governmental requests, a judicial proceeding, or legal process.

- Vital Interests: We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, or illegal activities.

SECTION 4. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?

We may use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. You can manage your cookie preferences through your browser settings. For more information on how we use cookies and how you can manage them, please refer to our Cookie Policy.

SECTION 5. IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY?

If you are accessing our Services from outside the United States, please be aware that your information may be transferred to, stored, and processed by us in our facilities and by those third parties with whom we may share your personal information.

SECTION 6. HOW LONG DO WE KEEP YOUR INFORMATION?

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this privacy notice, unless a longer retention period is required or permitted by law (such as for tax, accounting, or legal requirements).

When we no longer have an ongoing legitimate business need to process your personal information, we will delete or anonymize it.

SECTION 7. WHAT ARE YOUR PRIVACY RIGHTS?

You have the right to:

- Access your personal information and request a copy.

- Correct any inaccuracies in your data.

- Request the deletion of your personal information.

- Withdraw your consent for data processing.

- Opt out of data sales (if applicable).

- To exercise your rights, please contact us at [email protected].

SECTION 8. DO WE MAKE UPDATES TO THIS NOTICE?

We may update this notice as necessary. The updated version will be indicated by an updated "Revised" date and will be effective as soon as it is accessible. We may notify you through email or a prominent notice on our website.

SECTION 9. HOW DO WE PROTECT YOUR INFORMATION?

We implement appropriate technical and organizational security measures to protect your personal information. This includes encryption, access controls, and regular security assessments.

SECTION 10. HOW DO WE HANDLE A DATA BREACH?

In the event of a data breach, we will promptly assess the risk and take appropriate actions to mitigate harm. We will notify affected individuals as required by the Texas Identity Theft Enforcement and Protection Act (TITEPA) and other applicable laws.

SECTION 11. DO NOT SELL MY PERSONAL INFORMATION (CCPA RIGHTS)

We do not sell personal information to any third parties. If you are a California resident, you have the right to know that your personal information is not being sold. For more information or to exercise your rights under the CCPA, you may contact us at [email protected].

SECTION 12. HOW DO WE COMPLY WITH HIPAA REGULATIONS?

We ensure the security of protected health information (PHI) through data encryption and access restrictions. You may request access, correction, or deletion of your PHI at any time.

SECTION 13. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?

If you have questions or comments, contact us at:

Health Insurance Solutions

Phone: 281-752-4830

Email: [email protected]